What To Do If PF Amount Not Credited To Your Bank Account

By | June 19, 2017

Are you applied for PF withdrawal and still you didn’t receive your PF amount to your bank account. Then here you can get complete details on what to do if PF amount not credited to your bank account number. Generally any PF claim will be settled with in 20 days from the date of apply. If you apply for PF claim online then it will be settled less than 10 days. But in some cases even after 30 days also applicants can’t receive their EPF amount.

PF amount not credited

Reasons For PF Amount Not Credited

Actually before applying for EPF withdrawal EPFO officials will check your application properly, if is there any deviations in names, bank account number and KYC details then they won’t accept your application and they will tell you to solve that issue and reapply again. So whenever you or your employer submits your PF withdrawal application personally and EPFO officials accepts your application then 99% claim will be settled with out any problem.

Also Read : How To Solve Aadhar Authentication Error In PF Portal

How To Withdraw PF Amount Without Aadhaar Card Updation

Some times employers will submit bulk PF claim forms to PF office, so there is no chance for EPFO subscribers to check all applications. In this kind of cases due to the lack of communication between employer and PF officials some problematic applications will be kept in pending and some times their claim status also not updated in EPFO portal. This is also one of the reason for PF amount not credited.

The other reason for PF amount not yet received is some times due to busy schedules of employers, they forgot to submit PF claim forms of their employees or they miss some applications. In those cases also PF amount will not be credited.

There are some other issues like invalid bank accounts, differences in names in bank account number and PF portal will also become reasons for rejection of PF withdrawal claims.

What To Do If PF Amount Not Credited To Your Bank Account

Before knowing about what to do if your PF amount not received, we have to know the exact reason for rejection of PF withdrawal claims. You can check your PF claim status at Know Your PF Claim StatusMost of the time you can find the reasons for PF claim rejections and now you have to solve that issue and reapply again. If you find that no records found then you have to visit your PF office.

Note : Always write address properly on PF withdrawal forms because if your claim is rejected then EPFO will send your PF withdrawal  forms to the address you mentioned on PF claim forms.

32 thoughts on “What To Do If PF Amount Not Credited To Your Bank Account

  1. Nikitha

    Hello sir,
    I have applied for my EPF and the claim status shows as amount settled via neft on December 11th 2017 but I haven’t received the amount in my account.
    Kindly advise on the same.

    Reply
    1. Rajesh Post author

      Hi Nikitha,
      It will take minimum 2-3 days to get your PF amount to your bank account, you may get your PF amount by tomorrow end of the day.

      Reply
  2. janani

    I just want to know how much time it takes to get the amount in your bank once the claim status is showing settled. It is showing settled on 12th dec 17 but I haven’t received the amount. Please suggest

    Reply
    1. Rajesh Post author

      Hi Janavi,
      It will take 2-3 days to get your PF amount to your bank account. You may get your PF amount on this Thursday or Friday.

      Reply
  3. Arunkumar

    Hi, I Submit the claim form on 23rd November.On 8th Dec it shows claims is settled and payment sent via neft on 8th Dec.But still amount is not credited to my account.
    How much it will take to transfer to Funds?

    Reply
    1. Rajesh Post author

      Hi Arun Kumar,
      Maybe today or tomorrow end of the day you will get your PF amount.

      Reply
      1. Arunkumar

        Hi Rajesh,
        FYI
        I have received the money today,
        Thanks for your reply.

        However my Pension withdrawal money is lesser than what shown in my Pass book, What might be the reason…?

        Reply
        1. Rajesh Post author

          Hi Arun Kumar,
          Can you please tell me how much difference did you find, in general, it doesn’t happen.

          Reply
          1. Arunkumar

            Hi Rajesh,
            As per pass book: Rs: 70220/-
            Money Credited : Rs: 69261/-

  4. Vibhu Bhardwaj

    Hi, I Submit the claim form Non Adhar Basd on 23rd November.On 5th Dec it shows claims is settled and payment sent via neft on 5th Dec.But still amount is not credited to my account.
    How much it will take to transfer to Funds?
    Please help.

    Reply
    1. Rajesh Post author

      Hi Vibhu Bhardwaj,
      Last Two days are bank holidays, maybe today or tomorrow you will get your PF amount.

      Reply
    2. Surendra MV

      Hi Vibhu, Im also facing the same issue, the online status says settled via neft on 08.12.2017 but still not reflected in my account. I have raised the grievance,. have you received your funds ??. Any reason for this problem.

      Reply
    1. Rajesh Post author

      Hi Ajit kumar choudhary,
      Have you checked your PF claim status…

      Reply
  5. Neha

    I had applied for PF on 27th Oct 2017. It shows claim under process as per forms received on 30th Oct 2017. Till now I haven’t received anything. status still shows as Under process. I submitted the form at PF office personally. Secondly when ai visited the office after 20 days they asked me to check after 30th Nov 2017. Does it really take this long to get PF settled ? Grievances page doesnt accept complaint, for some reason it keeps showing error message. No one picks the phone in PF office. colleagues who applied with me have received their settlement within 15 days. Not sure why mine is held up. I am about to join a new organisation next week. Would this hamper my chances of getting the claim as I would be submitting documents for pf there. Can a person have more than one UAN ?

    Reply
    1. Rajesh Post author

      Hi Neha,
      Generally, nowadays PF claims are getting settled within 10-15 days, but I don’t why it is taking that much time in your case. It is better to raise the grievance in EPF portal, the portal is working right now.

      Reply
  6. Syed Danish

    I just want to know how much time it takes to get the amount in your bank once the claim status is showing settled. It is showing settled on 7th Nov’17 but I haven’t received the amount. Please suggest

    Reply
    1. Rajesh Post author

      Hi Syed Danish,
      Generally it will take 1 to 2 days, but wait for next Thursday, some times it is taking more than 2 days. If you don’t get your amount by Thursday end of the day then it is better to visit your EPFO office.

      Reply
      1. abhishek

        have u recieved the money? if yes how long did it take to reach ur account

        Reply
    2. Akash Dugam

      Have you received PF after it showing ‘Claim Settled’? For me it showing the same thing.

      Reply
      1. Rajesh Post author

        Hi Akash Dugam,
        It will take 2-3 days to receive the claim amount.

        Reply
  7. joshin k

    I have applied pf withdrawl on 16 sep 2017 now claim status shows amiunt settled via neft on 5/10/2017 but till now amount not credited in my account what to do

    Reply
  8. Yuvraj singh

    Dear sir,
    I have applied for PF withdrawal online on 14th of sep17, it is showing it has been settled since 20th of sep and when I check the know your claim status it says ‘ Claim Form-31 has been settled but I never receive the payment till now. please help me.

    Reply
    1. Rajesh Post author

      Hi Yuvraj Singh,
      Please visit your regional PF office along with your PF account number, they will give you the exact status of your claim.

      Reply
    2. atul

      Have you reveived you epf money for online claim. Same issue with me also. PLease rpely

      Reply
  9. imran

    Thank you sir,

    i doubt why only Pf claim is settled and pension claim is not shown on status..

    Reply
  10. imran

    Sir,

    I have applied for pf/eps withdrawal through Composite Non adhar form,

    I can see following status on claim status,
    – Claim form 19 for PF settlement for so and so account has been approved, payment is under process.

    Can you tell me , what about the 10c (Pension part)???

    is it telling about the whole pf/pension withdrawal amount or still eps amount is not processed?

    kindly reply with the same.

    Reply
    1. Rajesh Post author

      Hi Imran,
      It will take some time, both PF and Pension will be deposited in to your bank account with in 2-3 days gap. First you will get your PF amount after that pension amount will be deposited in to your bank account.

      Reply

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