How Many Times We Can Withdraw PF Advance Online in a Year

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The number of times that an EPF member can withdraw PF advance amount will vary with each reason of PF advance withdrawal. There is no limit if EPF member withdraw PF for illness reason, and for construction of house only 1 time, and for the marriage 3 times, and for higher education 3 times, and for power cut only 1 time and for physically handicapped persons no 2nd advance will be given until 3 years from the last advance payment date.

PF Advance Withdrawal ReasonNo Times PF Avance Will be GivenMin ServiceMaximum Advance
IllnessNo LimitNA6 times of employee basic salary (or) employee PF contribution whichever is less
For Construction of the house1 Time5 years36 times of monthly basic wage
Marriage of self or family member (brother/sister/
son/daughter)		3 Times7 years50% of employee share
Marriage of self or family member (brother/sister/
son/daughter)		3 Times7 years50% of employee share
No work during the power cut1 TimeNA1-month basic wage
For physically handicapped persons to purchase
physically handicapped equipment.
No 2nd advance until 3 years from the
date of last advance payment
NA6 times of employee basic salary (or) employee PF contribution whichever is less

Note: Don’t withdraw your PF advance amount unnecessarily because you will miss the interest amount on the withdrawn PF amount. ( At present EPFO is paying 8.65% of annual interest on PF amount)

How much time will it take to receive PF advance amount

The maximum time to process PF advance withdrawal claim by EPFO is 30 days, but if you submit your claim online at the UAN member portal then you can get your PF loan amount even within 15 days also.

Read this: If you don’t receive your PF claim amount even after 30 days.

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