You don’t need to activate your imperative EPF account when you are not doing any job, Inoperative PF account will also earn interest up to 58 years of your age (or) you can withdraw or transfer your PF whenever you need it like normal PF withdrawal & transfer process.
In the future, if you join any new job then transfer your PF amount from your inoperative PF account to the new PF account.
What are Inoperative EPF Accounts?
Earlier EPF accounts used to become inoperative if you don’t contribute to an EPF account for continuous 36 months. But effective from 11 Nov 2016 PF accounts will not become inoperative and interest will be paid on your PF balance amount upto 58 years of your age.
Why EPF Inoperative Site Not Working
At present EPF accounts are not becoming inoperative, so EPFO has removed the inoperative help desk website https://mis.epfindia.gov.in/INOPHelpDesk/. Even if you try to open the inoperative help desk website it doesn’t open, it gives a Not Found error.
How to Withdraw PF Amount from Inoperative EPF Account?
There is no separate process to withdraw PF from an inoperative PF account, the process of normal PF withdrawal and inoperative PF account withdrawal is the same.
Step 1: Go to the UAN member portal and login with your UAN and password.
Step 2: Now go to online services and select claim form 19,10C option.
Step 3: Now enter your bank account number and verify it.
Step 4: Now choose form 19 and enter your address and upload a cheque or bank passbook.
Step 5: Now an OTP will be sent to your Aadhar registered mobile number, enter that OTP and submit your claim.
Continue the same process to submit form 10C i.e to withdraw pension amount as well.
To withdraw PF you should link your KYC such as Aadhar and bank details with your EPF account using the manage KYC option on the UAN portal and you should also need to update your date of exit.
How can I check my PF balance from Inoperative EPF Account
Go to the EPF passbook portal and login with your UAN and password. After login select your PF member ID and you can download your PF passbook.
Can I Leave my EPF account Inactive forever ?
You can leave it up to 58 years of your age to earn interest. But make sure you have properly linked your KYC(Aadhar, PAN, and Bank details) with your PF account.
Or you can withdraw that PF amount and invest somewhere else to avoid problems with any future EPF updates.