Cancelled Cheque Image for PF Withdrawal

Cheque (or) bank passbook image is mandatory to withdraw your PF amount online. When it comes to cheques you can upload an image of blank cheques or cancelled cheques. But is not mandatory to write cancelled on the cheque. But make sure your name is clearly printed on the cheque.

In case if you don’t have a cheque then you can also upload your bank passbook first-page image, (or) apply for a new cheque book from your bank.

Cancelled Cheque Image For PF Withdrawal

PF Cancelled Cheque for PF withdrawal

What is Meant by Cancelled Cheque in EPF

Whenever you write cancelled on a cheque then it will be called as a cancelled cheque. It will not be used for any transactions.

But the details present on the cancelled cheque like your name, bank name, account number and IFSC code will be used to cross check your bank account details before crediting your PF amount in your bank account.

FAQs on PF Cancelled Cheque

Why cancelled cheque is required for PF withdrawal ?

The main aim of taking the cancelled cheque from the EPF members is to deposit the PF claim amount to the correct bank account number of the employee.

What if the name is not available on a cancelled cheque can i still withdraw my PF?

No, you can’t withdraw PF without name printed on the cheque. If you upload a cheque without name printed on it then your PF claim request will be rejected with a reason of “claim rejected member name not printed on cancelled cheque

How to get a new cheque book?

You can apply for a new cheque book in your bank, you can request new cheque book from your bank’s internet banking website or by visiting your bank’s branch directly.

What is alternative to cheque for PF withdrawal ?

If you don’t have a cheque, then you can also upload your bank passbook first-page image. If you are uploading your bank passbook then make sure that your bank passbook has a photo with bank seal on it, otherwise your PF claim will be rejected.

Is it mandatory to write cancelled on the cheque for PF?

No, it not mandatory, it is upto you. Eventhouh you don’t write cancelled on the cheque still EPFO will accept your cheque. But make sure the image of the cheque is clear.

Also read

130 thoughts on “Cancelled Cheque Image for PF Withdrawal”

  1. Hi Sir,
    I have summited form 19 with form 15g and I unable to submit form 10c since i have worked more than 9.5 years, (currently not working) but my pf claim (Form 19) is rejected due to,
    1) UPDATE DATE OF JOINING AND DATE OF LEAVING IN THE CLAIM FORM AND SUIBMIT 2) PHOTOCOPY OF BANK PASSBOOK NOT ATTESTED BY THE AUTHORIZED SIGNATORY
    my doubts are
    Rejection reason 1)
    dates were updated by employer (i have worked one company only) those dates are correct (DOJ and DOL). where to update the date in the claim form, i don’t see any blanks or space in the form . what i do sir?

    Rejection reason 2)
    i have received this rejection, even though (I’m using SBI bank,) it has been stamped 3 location, (Centre of passbook, topright, topleft of my photo) also image was clear.
    1st where to i start, from bank or PF office?

    Reply
    • Maybe Three stamps is a problem, better apply with a cheque image with your name printed on it (or) get a new bank passbook.
      When it comes to the first reason, if your date of exit is already present then you can ignore that error.

      Reply
      • Thank You for your swift response. Sir .
        I will apply based on your advise, and i will share my PF claim experience once all done.
        I’m video editor, incase if you need any assist, you can contact me Sir.

        Reply
    • Maybe your name is not printed on the cheque, so get a new cheque book from the bank with your name printed on it, and reapply for the PF.

      Reply
  2. I have uploaded a cheque while witdrawing amount in Umang app (offical app of EPFO), however there is no preview option to view whether your cheque is clear or not. SO now, I want to upload another cheque, however before I can do that claim is already submitted now how can I upload another clear cheque image

    Reply
    • If your claim has been submitted, then it is not possible to reupload the cheque. Wait for claim settlement. If your cheque is visible enough then your claim will be settled without any problem.
      If in case it rejects then reapply for PF with a new image of the cheque.

      Reply
  3. Hi,

    My PF got cancelled stating that ” No authorized signatory on Bank passbook. I have uploaded a cheque writing “Cancelled” on it & also all my details are clearly visible. Whose signature am i supposed to put?

    Reply
    • There is no need for any sign on the cheque. Sometimes EPF sends wrong reasons for claim rejection, to know the exact reason raise a complaint on the EPF grievance portal.

      Reply
  4. Sir I have applied for final payment of my PF amount. Everything was ok but my claim rejected stating1) ENCLOSED CHEQUE IS NOT VISIBLE 2) PHOTOCOPY OF BANK PASSBOOK NOT ATTESTED BY THE AUTHORIZED SIGNATORY
    The cheque pic was clear but they rejected it and I did not understand this second reason because I have not uploaded any passbook. I had uploaded my cheque copy which has my name printed along with IFSC and bank address and account no.

    Reply
    • Sometimes the PF claims status shows default reason irrespective of the actual reason, so again apply for PF with the new image of the cheque. If your name is printed on the cheque and the details on the cheque and PF portal matches then sure you will get your PF amount this time.

      Reply
  5. Hi,

    Based on instruction i uploaded .jpg file however rejected twice with reason unable to view upload pdf.

    Portal does not allow pdf upload

    Reply
  6. i don’t have passbook and i ahve cheque copy but no name.
    that this moment, can i alo upload bank statement to verify IFSC and other detials

    Reply
  7. Hi, I uploaded cheque with proper name printed on it. The too got following message

    Claim Rejected KINDLY REUPLOAD CENCEL CHEQUE ALONG WITH PRINTED NAME & ALSO OTHER DETAILS PRINT LOADED IS NOT VISIB

    Reply
  8. PHOTOCOPY OF BANK PASSBOOK NOT ATTESTED BY THE AUTHORIZED SIGNATORY
    It’s the second time that it has been cancelled i have sent a passbook photo
    And a photo of cheque also. (my name is there on the cheque but forgot to mention cancel on it ) but still gets rejected.
    Previous member id claim was settled hassle free. Same details was given by me
    But on the other member id it’s has been cancelled twice. My full name is Dilip singh Pokhriyal but on my passbook and cheque it’s Dilip singh

    Reply
    • You have to upload only one thing, either cheque or passbook copy. You don’t need to write cancel on cheque also, but I don’t why it was rejected. So better raise a grievance on the EPF grievance portal to know the exact reason for rejection.

      Reply
  9. MY APLICATION REJECTED BECAUSE MY NAME NOT PRINTED ON CHEQUE AND ALSO I HAVE NO PASSBOOK THEAY NOT GIVE ONLINE ACCOUNT OPENING FROM COMPANY

    Reply
    • You can get new passbook with just your account number, so pls visit your bank’s branch and apply for a new passbook and cheque book.

      Reply
  10. I HAVE APPLIED FOR PF WITHDRAWL THEY REJECTED BY STATING THAT THE CHEQUE DOES NOT HAVE NAME PRINTED ON IT. I DONT HAVE MY NAME PRINTED ON THE CHEQUE WHAT I NEED TO DO..PLEASE REPLY.

    Reply
  11. Sir I applied from 10c this 2 Id WBCAL00012680000019509 pension contribution -15436₹
    WBCAL20516570000010028 pension contribution- 5227₹ my total pension Contribution amount -20663₹,but claim settle only-15224₹, Please help me why the whole amount was not settled.

    Reply
  12. My claim was rejected on account that 15G/PAN Details not submitted. Submit along with F-19. What does it mean? I have a UAN number and my service term is 4.5 years. My PAN details are auto-filled on the Claims forms. Can you please guide me?

    Reply
  13. Thanks for reply sir.. but I have uploaded my blank cheque and name was also printed on it and scand copy was clear to view.

    And one another que…My pf amount is 36289(only employee and employer share) and my service is less than 5 years so do I need to upload 15G form?

    Reply
    • Maybe you haven’t uploaded the cheque or bank passbook or your name is not printed on the cheque which you have uploaded so pls check it.

      Reply
  14. Hi My Claim was rejected due to this reason – PHOTOCOPY OF CANCELLED CHEQUE IS NOT ALLOWED WITHOUT ATTESTATION. What does this exactly mean? Do I need a scan a cancelled cheque copy with my self -signature on it . Kindly answer this doubt. Thanking you.

    Reply
    • If your name is printed on the cheque then you don’t need to do anything. Sometimes the rejection reasons will not be accurate, so better raise a grievance in the PF grievance portal to know the exact reason.

      Reply
        • Please check whether your name is printed on the cheque or not.
          If the name is printed on it then raise a grievance in the PF portal to know the exact reason for your PF claim rejection.

          Reply
          • I want to apply my PF from 19 & from 10c but every time my claim rejected region is photocopy of bank passbook not attested by the authorized signatory, but I can’t upload any passbook , upload only my name printed cheque but same problem then
            Complain Grievance sites & saying- Please prefer online claim alongwith valid supporting documents duly approved by your employer.

Leave a Comment