Uncredited PF money will return to your PF account within 4-5 days. Now immediately correct your bank details on the UAN portal and ask your employer to approve them. After approval of bank details reapply for PF, within 7-10 days you will receive your PF amount.
The main reason for not crediting PF amount is wrong bank account number (or) wrong IFSC code, so you need to correct them on the UAN portal website.
(or) Instead of updating bank details, you can also submit the PF reauthorization form to your PF office, but for this, you need to visit your PF office and employer for signatures.
I recommend you to reapply for PF online because it is an easy process.
(If your bank account is SBI, it doesn’t need employer’s approval also, for other banks employer approval is mandatory to update new bank details on the UAN portal).
EPF Claim Settlement Process
EPF members will receive their PF amount through NEFT within 1-3 working days of the bank from the date of PF claim settlement, if you don’t receive then you have to check your bank account number and IFSC code on the UAN member portal
PF claim settled means your claim was approved by the EPFO office and they sent the amount to your bank account through NEFT( National Electronic Fund Transfer).
Now depending on your bank, you will receive your PF (form 19) and pension (form 10C) amounts within 1-3 working days.
Some EPF members immediately check their bank account after getting a claim settlement message that whether the amount is credited or not. But in reality, it will take 1-3 days time to get your PF amount in your bank account, so be patient and nothing to worry, if you have given the correct bank details in the UAN member portal.
What to Do if Your PF Amount Doesn’t Credit in Your Bank Account Even After 3 Days
“There is only one reason for not crediting the PF amount in the bank account is wrong bank account details such as wrong bank account number or IFSC code.”
So if you are not getting the PF amount into your bank account, then first check whether your bank account details are correct or not in the UAN member portal. If they are not correct, then you have to follow the below steps to receive your PF money.
1. Correct Bank Account Details at UAN Member Portal
If you have claimed your PF amount online in the UAN member portal, then correct your bank account details at the UAN portal and ask your employer to approve them. The approval process doesn’t take much time, it can be done in a few minutes.
Once your employer approves your bank account details in their employer PF portal then you need to claim your PF amount again at the UAN member portal. If you want to know the complete process then read this how to correct already approved bank account details.
2. Submit PF Reauthorization Form
For offline PF claims, if you find that your bank account details are wrong then fill a PF reauthorization form with correct bank account details and submit it to your regional EPF office along with a canceled cheque or bank passbook copy. After submission of the PF reauthorization form, your PF amount will credit into your correct bank account within 7-10 days.
3. Raise a Complaint at EPF Grievance Portal
If you still don’t know the proper reason for the non-settlement of the PF claim then you can contact the EPF grievance portal. You need to raise a grievance at the PF portal, once your grievance is registered then you can get a reply from your regional EPF office with a proper reason.
4. Use EPF Social Media Platforms
If your problem was not satisfied by the above options, then the final option is to take your problem to the EPFO through their social media platforms especially EPFO Twitter Account. Nowadays EPFO is very active on Twitter and they are addressing each and every query of EPF members so you can use their Twitter account to address your problem.
Here is the EPFO Twitter Link: https://twitter.com/socialepfo?lang=en
5. Visit your regional EPF office
If your problem is not solved with all the above options, then it is better to visit your regional PF office directly and meet the PF officer. Visiting your regional EPF Office will solve 99% of EPF claim settlement problems. If you don’t know your concerned PF office then ask your employer, they will give you the information about your concerned EPF regional office.
How Many Days It will Take to Receive PF Amount
| For offline claims | 20-30 days |
| For online claims | 3-20 days |
| After the claim settled payment & sent via NEFT message | 2-3 days |
| During bank holidays | After bank holidays. |
FAQs on PF Not Credited in Bank Account
Will Banks Return Non-Credited PF Amount into My PF Account
Yes, if your PF amount is not received in your bank account then the amount will be reversed back into your PF account within 7-10 working days. You can check the returned amount in your PF passbook.
Should I Need to Wait for Return of My PF Amount to Reclaim
It is better to wait for at least 4-5 days from the date of claim settlement, still, if you don’t receive your PF amount in your bank account then you can reclaim your PF either online or you can also submit a PF reauthorization form, irrespective of whether your PF amount returns back into your PF account or not. (Because it will be done automatically)
Do I Need to Visit Bank If My PF Amount Not Credit
No, there is no need to visit your bank. If you find your bank account details are wrong then correct them in the PF portal. In case if you have any other bank problems like an inactive bank account then you can visit your bank to resolve the issue.
How PF amount will be credited
Employee Provident Fund Organization (EPFO) sends EPF claim amount through NEFT ( National Electronic Fund Transfer). NEFT is an electronic money transfer system to transfer money from one bank account to another bank account.
The time taken for PF withdrawal depends on the NEFT timings of your bank. Earlier EPFO used to issue cheques but not the entire payment process is happening via NEFT only.
NEFT timings of some popular banks
| Bank Name | NEFT Timings | NEFT Timings |
| Monday – Friday | Saturday | |
| State Bank of India | 8 am – 7 pm | 8 am – 1 pm |
| ICICI Bank | 8 am – 6.30 pm | 7 am – 6.30 pm |
| HDFC Bank | 8 am – 6 pm | 8 am – 6 pm |
| Kotak Mahindra | 8 am – 6 pm | 8 am – 12 pm |
| Citi Bank | 8 am – 5.30 pm | 8 am – 5.30 pm |
PF Transfer Claim Settled but Not Credited
If you have submitted PF transfer form 13 either online or offline then you need to wait for at least 30 days. Once the PF transfer to your new PF account then you can withdraw it. But remember while the PF transfer process only the PF amount will transfer into your new PF account, the pension amount will no transfer, it will be saved as service history.
So if the pension amount doesn’t transfer then it is doesn’t mean that your claim is not transferred. To know more details read why my pension fund was not transferred along with PF.
PF Claim Settled But Full PF Amount Not Credited
This is another rare case where EPF members receive PF claim amount but they don’t’ get the full PF amount, it happens rarely. So before applying for a PF claim it is better to check your PF passbook so that you will have an idea about how much PF amount you will receive.
And remember if you have applied for both PF and pension by submitting PF form 19 and 10 C respectively then you will receive both amounts in a few hours gap.
Still, if you find you don’t receive your full PF amount then raise a grievance at the PF portal, they will tell you the exact reason for less PF credit.
Can I Submit PF Reauthorization Form for Online PF Claims
Yes, even for online claims also you can use the PF reauthorization form.
Also read:
Pf apply but not received amount Wht hpn 29 days ago Y also Wht hpn cleam under prasesse Wht hpn Una no 101128995983
Sir I have applied for my pf and it is settled. And I have check the status it’s showing payment sent via neft on 16th Jan 2019. But still it’s not credited in my account. Everything details is correct. Before it was settled and cheque was returned.
Hi Sidhant,
Don’t worry Maybe today or by the end of Monday, you will get your PF claim amount.
my pf is settled but not credit in my account. please tell me what can i do?
हेलो सर्
मैन अपने पफ के लिए आवेदन किया8 दिसंबर को पर उंसमे
मेरा a/c, no में 1 degit फालतू हो गया था ।और claim हो चुका था लेकिन मेरे खाते में में blance नही आया तो मैंने दोबार से claim किया लेकिन मैंने देखा कि मेरा a/c no में 1 degit extra है
इस स्थिति में अब मैं क्या करूँ
Sir कृपया मुझे ठीक सुझाब देने की कृपया करे
आपकी अति कृपया होगी ।
Hi Vishal,
If you have claimed your PF online then again enter new bank account details in uan portal and ask your employer to approve them. Once they approve then again claim your PF amount. If you have claimed your PF offline then submit a PF reauthorization form to your PF office along with a canceled cheque or bank passbook copy.
Hi
I had applied for form 10c at 30/12/2018 pf claim status shows status not available what meaning to this what i do
Hi Nagaraj,
It is temporary in next One or Two days your PF claim status will be updated, in 10 -15 days you will get your PF claim amount.
Hello I have applied for my PF advance on 15th Dec’18 and now as per the status it is showing NEFT Done on 20th Dec’18 but still i haven’t received any amount. When can I expect the amount as it already crossed 12days?
UAN – 100715179160
Hi Sirisha,
It doesn’t take more than 2-3 days, please check whether you have given correct bank account details like bank account number and IFSC code. If they are wrong PF amount will again credit back into your PF account.
My PF claim status shows Claim-Form-19 (EPF Final Settlement)(Resign) Claim id-MHBANxxxxxxxxx Member id-MHBANxxxxxxxxx is approved for payment via cheque. Payment under process… Please help with next step, what to do, I will get cheque or NEFT
Hello.. My PF claim status showing as settled and NEFT sent on Nov 12 I checked my details everything fine.. But amount not credited.. What should I do now..
I’m currently working in two companies. I have two PF accounts under one UAN number. Would it create a problem while withdrawing a PF later on?
Hi… I have applied for my eps and epf both and both were settled on 1st nov 18 and msg was shown that payment sent via NEFT… but i received the eps amount on 5th nov18.. and the epf amount is still not credited till date.. what should i do..Should i need to wait for few more days…
Hi Virender,
Generally, both PF and pension amounts will settle in few hours gap. If you have claimed your PF offline then you may have given incorrect bank account details, so please check them. If you have applied online and received pension then you don’t need to correct your bank account details, in this case, raise a grievance at PF portal.
Sir,
I had submitted withdrawal of EPF in UAN portal and it has been approved and status shows as claim settled OCT 16.10.2018. Sent via NEFT 16.10.2018 But claim amount is not credit in my account . Plz help me.
Hi I applied pf claim on 7th oct 2018 and it was settled nd claim amount sent on 16th oct 2018 still the amount is not credited to my account. Anyone facing the same issue or anyone got the amount which was settleed on 16th oct 2018.
even I am facing the same issue
sir
please help and suggest my claim is settled 17.10.2018 mode NEFT but till time not received any message and any amount in my account what I do please help me
Hello sir ,
I had Submitted withdrawal of epf in UAN portal and it has been approved and claim status is showing settled on 16th October, 2018 and sent via NEFT but, I haven’t received my amount. When I will get amount? Please help me.
Thank you
Saba
HI Did you got your amount
Hi saba,
Did you got ur amount?
Now after 2017 neft but why its shows via cheque if cheque given then from where i collect cheque
Claim Status Details
CLAIM ID hidden
CLAIM RECEIPT DATE 29/09/2018
CLAIM FORM TYPE Form-19 (EPF Final Settlement)
PARA DETAILS Resign
TOTAL AMOUNT APPROVED hidden
DISPATCH DATE N/A
CLAIM STATUS Payment Under Process
REMARKS Claim-Form-19 (EPF Final Settlement)(Resign) Claim id-hidden Member id-hidden is approved for payment via cheque. Payment under process
Sir, the following message is appearing in the EPFO website since 11th Oct-2018, can you please suggest when cn i expect the credit to my bank account.
Claim Form-31 (EPF Advance)(Additions / Alterations of House) Claim id-
PYBOM180900015284 Member id-PYBOM00242710000000451 has been
settled. Payment sent on- 11-OCT-18 via NEFT.
Hi Manjesh,
Maybe today or tomorrow you will receive your PF claim amount.
Hi did you got your amount credited in your account, my claim was settled and payment done via NEFT on 9 October 2018 but still I didn’t got amount in bank. I have pf account in bommassandra office
Hii
I applied for form 31 online portal due to incorrect account number its does not came in bank account . Claim has been settled and showing Has been returned after submission ASR form, adhar card copy and Cancelled cheque of bank…Should let us know what should i do for next even bank account approved by employer
Dear mr Rajesh sir
I submitted pf form online on 21st September when I chek my pf status then shown only under process yet how many days under process & when I get neft masage
Hello Mr. Rajesh,
I applied for pf claim on 25 Aug 2018 id DLCPM00432050000000113 now when I’m checking online one is showing settled but I haven’t received any text and the amount is also not mentioned there also other one’s status is not available Please suggest what should i do
Hi Arjun,
Raise a grievance at PF portal so that you can what happened to your claim.
sir my UAN no 101181166291 payment settlement bia NEFT but payment not receive my account so please help me sir