While transferring your PF to a new PF account your pension amount will also transfer but that amount will not be visible in your new PF passbook, and you can withdraw that pension amount without any problem.
Why Pension Contribution is Not Transferred in EPF?
The purpose of EPF pension is to give security to the EPF member after retirement, so when you transfer your PF amount then your new PF passbook will not show the transferred pension contribution. But still the pension fund transfers.
If your total service is below 10 yrs then you can withdraw that amount after leaving your job. If your service reaches above 10 yrs then you will get a monthly pension amount after 58 yrs of your age.
Note: In PF, 9 years 6 months service will also be considered as 10 years. So even if you work for 9 years 6 months, still it will be considered as 10 years.
Pension Calculation Formula: (Average Basic Salary + DA) X No of Years Of Service) /70
What is The Pension Fund in PF Passbook
Like an employee, every employer will also contribute 12% of employee 7basic salary to the PF account of the employee. But in which only 3.6% will go to the PF account of the employee and the remaining 8.33% will be deposited to the pension account of the employee. This will be considered as a pension fund of the employee.
EPF members can withdraw this before 10yrs of service, after 10 yrs they can’t able to withdraw it. Either they have to wait until 58yrs of age or they can get a scheme certificate.
Also read: PF claim settled but money not credited
How Can I Know that My Pension Service Period Transferred or Not
EPF members can check their service history easily at the UAN member portal. For that log in to UAN member portal in menu bar go to view option, and click on service history
Once you click on service history then your service history associated with various PF accounts linked to that UAN number will appear.
Can I Withdraw or Transfer My Pension, Which is Best?
The primary aim of EPF is to support the employees after their retirement, especially pension is the major support to the private employees when they become old. So it is always better to transfer your pension amount whenever you change your job.
Still, you have an option to withdraw your PF amount whenever you need it, like in the form of PF advance or complete PF withdrawal after leaving the job. So don’t touch your pension amount until you complete 58 years and use the benefit of EPS monthly pension after your retirement.
Will I Get Pension Really After Retirement
Yes, without any doubt you will get your monthly pension after retirement, for that, you need to submit form 10D to your PF office either offline or online. Some employees withdraw their pension because of fear of doubt about the monthly pension.
But you don’t need to have any such kind of doubts because EPFO is very genuine in settling claims and it is under the control of the central government, so you don’t need to worry about it.
What Happens to Pension Amount If Employee Dies Before 58 Years
Unfortunately, if the employee dies before 58 years then the nominees / legal heirs will get that monthly pension for that they need to submit form 20 and form 10D to their regional EPF office.
Every EPF member who is contributing to EPF will also become eligible for EDLI (Employee Deposit Linked Insurance) Scheme. Under this scheme also nominees will get some amount, for that they need to submit form 5IF.
Hello Sir
I have worked in 3 different organisations. My PF amount was transferred from employer 1 to employer 2. I had pension account with Employer 1. But mistakenly my Employer 2 didnt create a Pension account for me. Now when i am trying to Transfer PF to my Employer 3, the request is getting rejected saying, the EPS was not transferred from Employer 1 and no EPS bifurcated with Employer 2.
I am very much confused on how to solve this issue. My current Employer ( Employer 3) contributes to EPS. Kindly guide me on how to resolve this and whom to approach.
Thank you
Swetha Murugan
As per your message I understood that your company 2 didn’t pay any amount to your pension account, you can get confirmation by checking your company 2’s PF passbook.
After checking the passbook register a complaint on the EPF grievance portal website by stating your problem and you will receive a reply within 2-3 days, based on their reply proceed further.
Yes Sir. My Company 2 didnt contribute to Pension. I have raised grievance as per your recommendation.
Ok, wait for the reply from EPFO.
My PF amount is transerred from one EPFO ID/one state to another EPFO ID/another state but in same organization (Public Sector ) with same UAN. But EPS/pension contributions are not reflecting in my current EPFO ID. Grievance lodged but got a reply saying “This is to inform you that for transfer of PF from previous establishment to current establishment, PF amount and EPS service only transferred to current establishment”. Amount is not reflecting in new EPF id,but is reflecting in old EPF id under one UAN. whether the previous pension amount will be consolidated with the current pension contributions.
If your PF amount was transferred, then don’t worry. Pension will also transfer but it will not reflect in the passbook. Whenever you leave your present job then you can withdraw your all companies pension amount.
Hello,
Can anyone help with Pension Fund withdrawal? I have worked in a total of 3 organizations. I have transferred my funds from 1st company to 2nd company. Then requested to transfer funds from 2nd company to 3rd organization, this request was rejected. Now I have left the organization as well due to a family issue. When I raised a request to withdraw my Pension Fund then received the Pension fund only for the last organization which worked. The pension fund for 1st two organizations is stuck and I am unable to withdraw.
To withdraw your pension you have to transfer your pension from your 2nd company to 3rd company. Solve your problem related to PF transfer, only after transfer you can withdraw all your Three companies pension amounts from your 3rd company.
To whom I need to contact for this. How can I solve your problem related to PF transfer? I made the transfer request again from 2nd Employer to 3rd Employer with Attestation through 3 employers, but the HR from the 3rd employer says this cannot be withdrawn as per the EPF guidelines. Now I don’t know what to do, can you please guide me on this?
If your total service is below 10 yrs, then after leaving your 3rd company you can withdraw your total pension amounts of both companies 2 & 3. (For that submit form 10C on UAN portal)
Hi,
Its great work you are doing by helping people to understand the process, I also have a doubt this year I have changed my company and made a request to transfer the PF amount this was done successfully, but the Interest amount was not transferred, can you help/suggest me how will I get the interest amount from my previous pf account.
Your entire PF interest will be paid to you at the time of PF withdrawal, there is no need to worry about it.
I have transferred my existing PF account to my new employer but the service history tab inside UAN portal doesn’t showing my existing service history. My pf passbook showing transferred account details, I also tried ONE MEMBER ONE UAN option inside portal but request got rejected by field officer. Any idea why this happened and what shall I do in this case?
Dear sir,
I have applied epf withdraw then i got current account pension not last organization when i will get this or any other process to take that amount.
Can I received interst on pension fund after leaving job before 10 year??
No, pension amount will not get any interest.
My colleague was a member of EPS earlier who died recently of a heart attack. He was the member of both EPF and EPS till May 31st 2015. He again joined the same organization on 15th June 2015 (after 15 days gap). His organization was a exempted one and they have the PF Trust.
As per your Order, w.e.f. 1st September 2014, any employees whose salary was more than Rs. 15,000/- was not eligible for EPS. However, if he was already a member of EPS as on 1st Sept’14, the membership will continue.
In the above case, the employer at the time of my colleague’s rejoining ignored his earlier EPS membership and given only EPF membership to my colleague.
Since my colleague died, kindly clarify whether his family (wife and two minor children) are eligible for family pension considering the deceased person’s EPS contributions till May 2015.
Thank you in advance for your favourable response.
Hi,
My previous PF balance from exempted trust is transfer to new company managed by EPFO.
Old PF balance is not reflecting in statement. When trying to do advance withdrawal from previous company. Showing its an exempted trust. What is the solution to this.
If the amount was transferred, it will reflect in your new company’s PF passbook, so pls check it. If you don’t find the transferred amount then register a complaint on the EPF grievance portal website.
Dear sir ,
i have transferred my pf to new employer but i need to withdraw old employer pension along with new employer pf. plz help
After leaving your new job submit form 10C to withdraw both companies’ PF amounts.
Recently i left my job then after I submitted my form 10C to withdraw my PF amount and pension fund but I didn’t get my old employer pension amount. how can i get my old PF account pension fund .
Transfer your old company’s pension amount to the new company’s PF account, after transfer again apply for PF and pension withdrawal from the new company’s PF account.
Hi Sir,
Iam selvam my father is worked two company in old pf account is having amount .
He joined new company 10 or 15 days he worked another new pf account created ,
In PF website date of joining and leaving is same i cant withdraw my pf amount in old account
please give me solution how to withdraw the amount.
If your father got a new PF account in the new job, then the previous company PF amount has to be transferred to your new PF account, then after leaving the present job he can withdraw his full PF and pension amounts.
(Or) he can withdraw PF advance amount from the previous PF account even before the PF transfer.
To correct wrong DOJ or DOE submit PF joint declaration form to your PF office.
Hi sir,
i given request for old company pf amount transfer to new company. my pf amount transfered new company but pension amount not transfered. old company working experiance 6 years.
It will transfer but the amount will not be shown in PF passbook. But you can withdraw that amount whenever you want if the total service is below 10 yrs.
At present you can check service history in UAN member portal, it is the only evidence to know that your pension amount was transferrred.
How can transfer old Pension contribution into new epf account?
When you submit form 13 online on UAN member portal then both your PF and pension amounts will be transferred to your new PF account.
Dear Rajesh Ji,
Only Pension Fund as received Pension Certificate in 2002.
Dear Sir/Madam,
I want to withdraw my total amount from PF including pension. Kindly help me the way out.
I’m in need of money.
Thank you so much.
Dear sir madam,
I want to withdraw my total amount from PF including pension kindly help me the way out.
I,m in need of money
Thank you souch
What happens to the previous company pension amount that is non transferable?
You can withdraw that too along with your present pension amount, after leaving your present job.
Dear Sir
I worked for 23 years in a firm and have no uan then resigned and withdraw pf amount , but pension amount and service not withdrawn. now I am working in another firm they creat.ed new Uan paying monthly contribution . please let me know how to add my pesion sevice to existing uan
If you have your previous PF account then you can transfer your pension service to the present PF account either online or offline by submitting PF transfer form 13 (or)
you can also get a pension scheme certificate for your previous work by submitting form 10C to your PF office.
You can choose one of these based on your interest.
Dear sir,
i have applied epf withdraw i got current account pension not last organization when i will get this
During PF transfer process pension amount will not transfer, only the service period will transfer.
Whether actually the service period has been transferred or not How will we come to know after EPS transfer claim resolved? Please answer.
If PF transfers successfully then the pension will also transfer without any problem. And you can also see service history details on the UAN member portal.
My form 19 and 10c rejected for certificate a/b/c/d/e/f not enclosed/signed what is it mean,
Hello sir I have withdraw my pf but I didn’t withdraw the pension contribution so kindly help me out to withdraw the pension contribution…………..with regards………….Moirangthem Mahesh Singh
If you transferred your PF amount then it is not possible to withdraw your pension amount from a previous company, that service period will be useful to you after your retirement age to calculate the monthly pension amount.
Hi sir,
Good day,
My form 19 and 10c rejected for certificate a/b/c/d/e/f not enclosed/signed what is it mean,
Pls help me and do the needful sir.
Regards with,
Sabarish Ganeshan.