How to Update Bank Account Details in EPF Without Employer Approval

EPF members don’t need their employer approval to link their SBI bank account number with their EPF account.  Even without employer’s approval SBI bank account numbers can be linked with EPF accounts automatically. But for other bank accounts employer approval is mandatory.

EPF members who have SBI bank accounts can link their account number with their PF account online in the UAN member portal.

How to Update Bank Account Details in EPF Without Employer

Step 1: Login in the UAN member portal with your UAN and password.

How to link bank details with PF account online.

Step 2: Go to the Manage option in the menu bar and click on KYC from the drop down menu.

EPF bank  details linking process.

Step 3: Select bank option and enter your bank account number twice, and IFSC code.

PF kyc link online,

Sep 4: Click on verify IFSC and your IFSC code will be verified.

Step 5: Click on save option, now a OTP will be sent to your mobile number which is linked to your Aadhar.

How to update bank details in PF without employer

Step 6: Enter the OTP and submit.

Bank details link in UAN member portal.

Now your bank account number is pending for approval from the bank and you will see this message on the screen.

“ Your bank account number is being verified from the bank. After successful verification from the bank it will be seeded against your UAN. A notification has been sent to your registered mobile : 85XXXXXXXX.”

Bank account number is pending for approval in PF.

Once you get this message then within 2-3 days your SBI bank account details will be linked to your PF account without your employer approval.

Until approval your added bank details will be present under “KYC Pending for Approval” section. Once it gets approval then it will be visible under “Currently Active KYC” section.

PF bank details link without employer approval.

FAQs

How to Update Other Bank Account Details in EPF

Follow the same process described above, but for other banks the request will be sent to your employer and they have to approve it with digital signature in their employer EPF portal.

Who will Approve Bank Details in EPF?

For SBI account holders the bank will approve the bank details, and for other banks, employers will approve the bank details request in their employer PF portal.

How Much Time Will it Take to Update Bank Details in EPF?

If your bank details are pending for your employer approval then they can do that immediately or whenever they are free. Most employers will take atleast and if you request them then can approve it immediately also. It depends on your employer’s willingness.

Can I Use a Different Bank Account for PF Withdrawal?

No, You have to use the same bank account which is linked to your EPF account. If you submit another bank’s cheque or passbook while applying for PF then your PF claim will be rejected.

Also Read

12 thoughts on “How to Update Bank Account Details in EPF Without Employer Approval”

  1. Hi,

    I tried to add my SBI account however it got rejected citing reason that the name doesn’t match thought it is correctly mentioned. Since it is joint account and my wife’s name is first in this account, can this be the reason of rejection?

    Sachin

    Reply
    • There is no exact answer for it, it may due to most of the Indians have SBI bank accounts.
      Hope in the future EPFO might extend this facility to other banks as well.

      Reply
  2. UAN No. 100102373308
    Membership DSNHP00037370000003716

    have been trying to get my bank account of EPF Pension to SBI Kerala from Indian bank New Delhi. New bank account has been verified by bank but I don’t know how to submit same to my employer. However the following quote shows

    “EPF members don’t need their employer approval to link their SBI bank account number with their EPF account. Even without employer’s approval SBI bank account numbers can be linked with EPF accounts automatically. But for other bank accounts employer approval is mandatory.”

    But still there is no approval. Can you please advise me how to get the approval

    Reply

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