How to Update Bank Account Details in EPF Without Employer Approval

EPF members don’t need their employer approval to link their SBI bank account number with their EPF account.  Even without employer’s approval SBI bank account numbers can be linked with EPF accounts automatically. But for other bank accounts employer approval is mandatory.

EPF members who have SBI bank accounts can link their account number with their PF account online in the UAN member portal.

How to Update Bank Account Details in EPF Without Employer

Step 1: Login in the UAN member portal with your UAN and password.

How to link bank details with PF account online.

Step 2: Go to the Manage option in the menu bar and click on KYC from the drop down menu.

EPF bank  details linking process.

Step 3: Select bank option and enter your bank account number twice, and IFSC code.

PF kyc link online,

Sep 4: Click on verify IFSC and your IFSC code will be verified.

Step 5: Click on save option, now a OTP will be sent to your mobile number which is linked to your Aadhar.

How to update bank details in PF without employer

Step 6: Enter the OTP and submit.

Bank details link in UAN member portal.

Now your bank account number is pending for approval from the bank and you will see this message on the screen.

“ Your bank account number is being verified from the bank. After successful verification from the bank it will be seeded against your UAN. A notification has been sent to your registered mobile : 85XXXXXXXX.”

Bank account number is pending for approval in PF.

Once you get this message then within 2-3 days your SBI bank account details will be linked to your PF account without your employer approval.

Until approval your added bank details will be present under “KYC Pending for Approval” section. Once it gets approval then it will be visible under “Currently Active KYC” section.

PF bank details link without employer approval.

FAQs

How to Update Other Bank Account Details in EPF

Follow the same process described above, but for other banks the request will be sent to your employer and they have to approve it with digital signature in their employer EPF portal.

Who will Approve Bank Details in EPF?

For SBI account holders the bank will approve the bank details, and for other banks, employers will approve the bank details request in their employer PF portal.

How Much Time Will it Take to Update Bank Details in EPF?

If your bank details are pending for your employer approval then they can do that immediately or whenever they are free. Most employers will take atleast and if you request them then can approve it immediately also. It depends on your employer’s willingness.

Can I Use a Different Bank Account for PF Withdrawal?

No, You have to use the same bank account which is linked to your EPF account. If you submit another bank’s cheque or passbook while applying for PF then your PF claim will be rejected.

Also Read

142 thoughts on “How to Update Bank Account Details in EPF Without Employer Approval”

  1. Hi ,
    My EPFO portal shows the same error ” Invalid bank account number” , i believe it is because of the IFSC code change (because i changed my home branch). Now when i raise a KYC update request of the epfo portal , the pending kyc entry gets deleted automatically . Kindly suggest some help .

    Reply
  2. Hi,
    I am facing issue in adding my SBI account.
    As explained, I validate my SBI account and got the acknowledgement that account details will be updated soon.
    But when I check the next day, nothing appears in KYC pending list and also not in approval list.
    Please help me.

    Reply
  3. Invalid Bank Account Number. Kindly update your bank account details through self mode or employer.[DB]

    My Bank details got updated not able to apply for Claim

    Reply
  4. Hi Rajesh
    I update my bank KYC on 18th July 2022 but yet the notification show is pending with employer for digital signing and employer not want to approve it. so what I do in such case. I have updated my details for kyc like this under SBI bank and it’s been more than 15 days.

    Please tell me any solution for how to complete my KYC

    Reply
  5. Hi, i have marked my Exit. Now to withdrawn i need to add my Axis Bank in KYC. So for Now will this approved automatically?

    Reply
  6. I have updated my details for kyc like this under axis bank and it’s been more than 15 days and it still doesn’t get verified.

    Reply
  7. Hi Rajesh
    I update my bank KYC on 5th June 2022 but yet the notification show is pending with employer for digital signing and employer said they didn’t get any request for KYC so what I do in such case.

    Please tell me any solution for how to complete my KYC

    Reply
  8. I update my bank KYC on 4 may 2022 but yet the notification show is pending with employer for digital signing and employer said they didn’t get any request for KYC so what I do in such case

    Reply
  9. Hi Rajesh,
    My Salary account was Union Bank of INDIA, resigned the job and applied for PF (Union Bank) due to IFSC claim got rejected then i added my SBI account details by adding new bank account details, since more than 15 days it’s showing messages as ” Verification under process”

    Reply
  10. I have updated BoB account. My old company closed. I left job in 2014& now not working.
    Whom should I contact for approval.?

    Reply
    • Your last worked employer. And you have to transfer your PF from your old PF account to your last PF account before the withdrawal.

      Reply
  11. Hi,

    if I link Union Bank of India account then as per your saying it will automatically get approval from bank 7 days past but approved by bank
    And also within how many days will it get approved and if it does not get approved whom should we contact to..

    Kindly reply

    Thanks in advance

    Reply
      • Are you sure because I also added my SBI bank account details on the EPFO portal but did not get approved. It’s been 16 days and it still shows pending for employers’ digital signing. Currently I am not employed. Is there any other way we can get it approved.

        Reply
  12. Hi if we link SBI account then as per ur saying it will automatically get approval from bank and it will not ask for employers approval right?
    And also within how many days will it get approved and if it does not get approved whom should we contact to..
    Pls reply..thanks in advance

    Reply
    • It may take a maximum of 7 days. If it doesn’t get approved, you have to register a complaint on the EPF grievance portal.
      But in most cases, it gets approved without any issues.

      Reply
  13. Invalid Bank Account Number. Kindly update your bank account details through self mode or employer.[DB]

    Reply
  14. Dear ,

    I have updated my IFSC code and after 15 days still showing “in progress” state , Could you help me how I can raise grevinace with EPFO.

    Reply
  15. sir my pf bank account not athorizerd my old company ,bank account added to pf account without employer,any solution plz

    Reply
  16. Hi,
    I’m unemployed for 2 months, hdfc is my salary account but I don’t want use that for withdrawal. So I opened with kotak bank and now I want to change bank account in PF account as KOTAKBANK. Still employer wants to approve? Since, I let job before 2 months itself. I don’t have any contact with my old employer.

    Reply
    • Yes, your new bank details need to get approved by your employer.
      Some employers will approve them without any intimation from employees, it is their basic duty.

      Reply
  17. Hi,

    My UAN account is linked to CITI Bank and it is my salary account, however when I claimed for withdrawal it git rejected due to mismatch of the Name. I wanted to know if i can change the Bank account details (Not a salary account) in the UAN Portal which matches to UAN Account , irrespective of my salary account?

    Reply

Leave a Comment