KYC Not Approved by Employer then What is the Further Process for Applying PF Claim

If your employer is not approving your KYC willfully, then you can complain about them at your EPF office. If the company was closed then submit “EPF composite claim form non Aadhar” to your PF office, signed by your bank manager in which you have an account.

Depending on your case, try to follow any of the above methods. In case you want to complain about your employer, give some time to approve KYC. (At Least 30 days).

What to Do If My Employer is Not Approving My KYC

In general, KYC approval will be done by the HR (or) accounts department. Sometimes due to their busy work schedule, they may delay the process of KYC approval.

In that case, send an email or make a phone call or visit them directly, then they will definitely approve your KYC.

If your company is willfully not approving your KYC, then you need to contact your regional PF office. They will talk with your employer to approve your KYC because EPFO wants the KYC of employees to be linked with PF accounts.

If you don’t even want to visit your EPF office then register a complaint on the EPF grievance portal, they will help you in this matter.

How to Withdraw PF Online If KYC in Not Updated

If your KYC is not updated then it is not possible to withdraw your PF amount online, you have to submit the PF withdrawal form to your PF office directly.

As I said above, if your employer is not operating their business then you need to take the signature of your bank manager. Submit the following documents along with the PF withdrawal form.

Required Documents: 

  • Your Aadhar card copy.
  • Cancelled cheque / Bank passbook.
  • PAN card copy.
  • Form 15G  (if you are eligible).

FAQs

How can I get KYC approved without an employer?

You can link your Aadhar online without your employer, and if your bank account is SBI then it can be linked with your PF account without your employer’s approval.

For other bank accounts and to link PAN, your employer’s approval is mandatory.

How many days will it take to approve KYC In EPF?

Employers can approve KYC immediately from their employer’s PF portal. But most of the employers will take 2-3 days to approve KYC depending on their free time.

Who will approve KYC in PF?

Your latest employer.

Will employers reject KYC approvals?

No, employers generally don’t reject KYC approval requests of their employees unless those employees have done any big fraud before leaving their jobs.

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