While transferring your PF to a new PF account your pension amount will also transfer but that amount will not be visible in your new PF passbook, and you can withdraw that pension amount without any problem.
Why Pension Contribution is Not Transferred in EPF?
The purpose of EPF pension is to give security to the EPF member after retirement, so when you transfer your PF amount then your new PF passbook will not show the transferred pension contribution. But still the pension fund transfers.
If your total service is below 10 yrs then you can withdraw that amount after leaving your job. If your service reaches above 10 yrs then you will get a monthly pension amount after 58 yrs of your age.
Note: In PF, 9 years 6 months service will also be considered as 10 years. So even if you work for 9 years 6 months, still it will be considered as 10 years.
Pension Calculation Formula: (Average Basic Salary + DA) X No of Years Of Service) /70
What is The Pension Fund in PF Passbook
Like an employee, every employer will also contribute 12% of employee 7basic salary to the PF account of the employee. But in which only 3.6% will go to the PF account of the employee and the remaining 8.33% will be deposited to the pension account of the employee. This will be considered as a pension fund of the employee.
EPF members can withdraw this before 10yrs of service, after 10 yrs they can’t able to withdraw it. Either they have to wait until 58yrs of age or they can get a scheme certificate.
Also read: PF claim settled but money not credited
How Can I Know that My Pension Service Period Transferred or Not
EPF members can check their service history easily at the UAN member portal. For that log in to UAN member portal in menu bar go to view option, and click on service history
Once you click on service history then your service history associated with various PF accounts linked to that UAN number will appear.
Can I Withdraw or Transfer My Pension, Which is Best?
The primary aim of EPF is to support the employees after their retirement, especially pension is the major support to the private employees when they become old. So it is always better to transfer your pension amount whenever you change your job.
Still, you have an option to withdraw your PF amount whenever you need it, like in the form of PF advance or complete PF withdrawal after leaving the job. So don’t touch your pension amount until you complete 58 years and use the benefit of EPS monthly pension after your retirement.
Will I Get Pension Really After Retirement
Yes, without any doubt you will get your monthly pension after retirement, for that, you need to submit form 10D to your PF office either offline or online. Some employees withdraw their pension because of fear of doubt about the monthly pension.
But you don’t need to have any such kind of doubts because EPFO is very genuine in settling claims and it is under the control of the central government, so you don’t need to worry about it.
What Happens to Pension Amount If Employee Dies Before 58 Years
Unfortunately, if the employee dies before 58 years then the nominees / legal heirs will get that monthly pension for that they need to submit form 20 and form 10D to their regional EPF office.
Every EPF member who is contributing to EPF will also become eligible for EDLI (Employee Deposit Linked Insurance) Scheme. Under this scheme also nominees will get some amount, for that they need to submit form 5IF.
Dear Sir,
If any memebrs works more than 10 years in many concern (i.e. his job period is devided in more than 01 nos concern). His UAN No is same in all cases. Contribution deposited for more than 10 years. Then he will get pension due to many concern job.
Kindly reply
Sir I have joined EPF scheme now,however my employer is unable to show contribution in EPS contribution please confirm the reason for same. I have also taken PM PENSION Scheme .
Hi Sir,
Now I am working in 2nd company and we required to withdraw my previous epf pension amount, pls help to us for withdrawal.
You have to transfer your PF from your first company to the second company.
After completion of transfer you can withdraw total PF and pension amounts.
Can we withdraw pension amount after transferring to new account even after completion of 10 years in 1st account ?
Hi Sir,
Currently I’m working in 3rd Company (All are non-Trust).
First Company-X
Second Company-Y
Third (Present) Company-Z.
After Joining Y Company, after some months I left the company (Nov-2019). (DOE Procedure also they had done in EPF Portal)
After some Months (February-2020) again I rejoined the same company, in between I have withdrawn all the Money including X Company Contributions.
After Rejoining (From Feb-2020) they did not create any New Member ID. Contribution will goes to same earlier Member ID.
After some months I’m joined to Z Company. Now I’m not able to transfer the Y Company’s contribution to Z Company.
Please help me to solve the Issue.
You can able to transfer your PF in offline mode from company “y” to “z” using PF transfer form 13.
Hello,
I have 4 PF accounts under my UAN, i was trying to transfer the EPF amount from 3rd to 4th, and it was rejected stating that my EPS amount was not transferred from 1st to 2nd ,however my EPF was transferred from 1st to 2nd,2nd to 3rd. i tried 2 times and it was rejected with the same reason. Please let me know how to transfer my EPS amount from 1st to 4th so that EPF can also get transferred
Give some time gap and retry, it will work, for me also faced same thing but it’s worked for me 4th time
unable to get the pension amount I have 5 member ID’s and really struggling many times rejected. What’s to be done? My service is less than 9 years and I tried to withdraw pension but only 4400 was credited but I have 30000 in my pension
Hello sir,
I am trying to transfer my PF amount from old company to new PF account. While doing this i got this below error.
CLAIM STATUS Rejected
REMARKS Your Claim [ Claim Id – ********** ] has been rejected due to : 1) MEMBER HIGHER WAGES ANY PREVIOUS EMPLOYMENT SUBMIT PF OFFICE 2) FATHERs NAME DIFFERS.
But the other old PF account was successfully transferred to new PF account.
Guide me on how to solve this issue.
Thanks.
Please check Father Name is updated in EPFO profile. If not, then you need to submit the Joint Declaration Form with is signed by your employer and submit to PF office.
I have transferred my previous PF account to New PF account and based on the article I’m able to understood that Pension contribution will also be transferred but will not be shown in New PF Account. My query is will the interest calculated on the Pension contribution as well and is there a way to check it.
The pension amount doesn’t get any interest, only the PF amount gets the interest.
While transferring your PF to a new PF account your pension amount will also transfer but that amount will not be visible in your new PF passbook, and you can withdraw that pension amount without any problem.
i am tried many times to transfer pension amount but it can happen. what is process ??
How can we withdraw pension contribution amount ?
Sir,
I have a issue with EPFO stating that my EPFO joining date is differs in previous services.
during 2013 I left my 1st Company where PF is under trust that I have withdrawn during my exit . At the same time EPS which is managed EPFO I am not sure I have withdrawan or transferred . I am not getting a proper response from authorities about this So What are the ways I have to check what happens to EPS of 1st company . If I get that details I am sure I can convey EPFO ie, is my EPFO joining date . Can you please advice. thanks in advance.
Sir, I had 3 companies in last 7 Years. 1st company 3 years service, 2nd company 2.5 years service and 3rd company 1.5 Years service. No I want to withdraw all pension contribution from all company. I had filled the 10C form UAN portal.
Can I get full amount of pension contribution of all three different companies/PF no. from EPFO or not in single 10C form filled?
Thanks & Regards
Jaspreet
First, you have to transfer your PF amounts from your old PF accounts to the latest PF account.
After transfer, you can withdraw the total PF and pension amount as well.
Sir,
Already transferred in single UAN account.
But My question is related to only pension contribution, in this Total all 3 PF accounts of UAN, Pension money Total not reflecting in single shot. Only last PF account reflecting while filling online claim under 10C form.
for e.g.—If my 1 st PF/company pension contribution was- Rs. 15,000/-, 2nd PF/company pension contribution was Rs. 12,000/- and 3rd PF/company was Rs. 10,000/-. Then what amount will I get? The Total of all Three PF/company- Rs. 37,000/- ? or only last i.e. 3rd PF/company i.e. Rs. 10,000/-?
Please Guide.
Thanks & Regards
Jaspreet
Pls share your amount(complete or recent) received because I’m also facing the same problem, did you get the complete amount.
Hii sir
I have one UAN and two member ID I want to withdrawal my pension and I have left job at both Company’s, now I am not working anywhere for five months I want to withdrawal pension from my first member ID, when I try withdrawal my pension fund of my first member ID, there is no option in this, he automatically takes the second member id,
Please help me
Hi,
I have query regarding the Pension amount. how much pension we get after retirement. on which factors it depends ? can you answer.
Thanks in advance.
Where we can check the Pension amount, like we have EPF portal where we can check our EPF balance. So I did 3 EPF transfer in my service so each time I did transfer and only PF amount I can see on the portal.
Where we can check the total accumulated Pension amount from all employers?
Sir,
Currently my UAN 101179505285.But when I had worked at first company my UAN100373202391.I had transferred my PF amount UAN100373202391 to UAN101179505285.MY pension amount is not show in my second passbook UAN101179505285.
Dear Sir,
I am having the issue.
Did You get any clarification over that. Please let me know.
Best Regards,
Amandeep
Hi,
I have transferred my pf amount from old organisation to new organisation. Both employee contribution and employer contribution is transferred but pension contribution is not transferred and it is not showing in my new company’s passbook. Im having total 4 years of experience in IT industry
if (The purpose of EPF pension is to give security to the EPF member after retirement, so when you transfer your PF amount then your new PF passbook will not show the transferred pension contribution. But still the pension fund transfers.)this is the case what you have mentioned. Since my total experience is less than 10 years, will I get this pension amount after my retirement or because of less experience I need to withdraw it?
Thanks in advance
Best Regards,
NN
If your total service in PF is above 10 yrs (As per PF 9 yrs 6 months will be considered as 10 yrs) then you will become eligible for monthly pension after 58 yrs of your age.
If your service is less than 10 yrs then you can withdraw all your companies pension amounts after leaving your latest job.
After 10 yrs of total service, you cannot able to withdraw your pension, because you will be eligible for a monthly pension.
To withdraw full pension before 10 yrs submit form 10C, to get monthly pension after 58 yrs of age you need to submit form 10D.
Hi, Im working in a company from last 14 years and i have allotted 1 UAN number 2008 to 2016 because that time company was private ltd and after 2016 company become Limited only and allotted 2nd UAN and my PF balance was transfer 1st UAN to 2nd UAN but pension fund was not transferred and showing in first 1st UAN Job leave in 2016 and in 2nd UAN DOJ in PF account is showing from 2017 so i just want to know could i eligible for pension scheme or not.
Regards
Sunil
You have to transfer your PF from your first UAN to the second UAN, then the pension amount will also transfer.
(After transfer, your total service period will be considered for PF & pension)
I have served for over 15 yrs with epf contribution. Now attained age of 58 retd from service. I recived epf lumpsum, but have not claimed for pension. How long, I can leave without claim. Are there any restrictions, if I dont claim for pension, it is almost 2 yrs post retirement. Pl advice.
I had transferred my PF and services from Team Lease (Trust) to Lobo staffing. While the transferred happnened, the PF amount got transferred and not the pension amount.
I applied for the claim and it has been settled however the pension amount from team lease is not settled but pension amount from Lobo is settled. I have raise many grievance but they are saying it is settled. I have total 17k missing.
Hi Sir,
Currently I am working in 3rd company. My first company was under EPFO, 2nd company originally under ‘Trust’ (now under EPFO since July ’21), and 3rd(current) company has NPS.
My queries below:
1. I had transferred EPF amount from 1st company to 2nd company. But while transferring I mentioned the EPS A/c number(instead of EPF A/c number) of the 2nd company. The transfer was successful. Does it mean that amount has gone to my ‘Pension Contribution’ section of 2nd company? because on EPFO passbook of 1st company, I can see the withdrawal entry(Transfer Out) of the EPF amount, but there’s no entry of ‘Transfer In’ in the EPFO passbook of 2nd company.
2. Can I transfer my EPF amount of 2nd company to NPS account of 3rd(current) company?
Kindly revert.
EPF, EPF related pension and NPS are two different things , you can not club it. or transfer it internally.
Hi Sir,
Currently I am working in 3rd company. My first company was under EPFO, 2nd company originally under ‘Trust’ (now under EPFO since July ’21), and 3rd(current) company has NPS.
My queries below:
1. I had transferred EPF amount from 1st company to 2nd company. But while transferring I mentioned the EPS A/c number(instead of EPF A/c number) of the 2nd company. The transfer was successful. Does it mean that amount has gone to my ‘Pension Contribution’ section of 2nd company? because on EPFO passbook of 1st company, I can see the withdrawal entry(Transfer Out) of the EPF amount, but there’s no entry of ‘Transfer In’ in the EPFO passbook of 2nd company.
2. Can I transfer my EPF amount of 2nd company to NPS account of 3rd(current) company?
You cannot transfer EPF and EPS separately, when you transfer EPF, then the pension amount will also transfer but it will not visible in the PF passbook, but you can withdraw it after leaving your current job.