Uncredited PF money will return to your PF account within 4-5 days. Now immediately correct your bank details on the UAN portal and ask your employer to approve them. After approval of bank details reapply for PF, within 7-10 days you will receive your PF amount.
The main reason for not crediting PF amount is wrong bank account number (or) wrong IFSC code, so you need to correct them on the UAN portal website.
(or) Instead of updating bank details, you can also submit the PF reauthorization form to your PF office, but for this, you need to visit your PF office and employer for signatures.
I recommend you to reapply for PF online because it is an easy process.
(If your bank account is SBI, it doesn’t need employer’s approval also, for other banks employer approval is mandatory to update new bank details on the UAN portal).
EPF Claim Settlement Process
EPF members will receive their PF amount through NEFT within 1-3 working days of the bank from the date of PF claim settlement, if you don’t receive then you have to check your bank account number and IFSC code on the UAN member portal
PF claim settled means your claim was approved by the EPFO office and they sent the amount to your bank account through NEFT( National Electronic Fund Transfer).
Now depending on your bank, you will receive your PF (form 19) and pension (form 10C) amounts within 1-3 working days.
Some EPF members immediately check their bank account after getting a claim settlement message that whether the amount is credited or not. But in reality, it will take 1-3 days time to get your PF amount in your bank account, so be patient and nothing to worry, if you have given the correct bank details in the UAN member portal.
What to Do if Your PF Amount Doesn’t Credit in Your Bank Account Even After 3 Days
“There is only one reason for not crediting the PF amount in the bank account is wrong bank account details such as wrong bank account number or IFSC code.”
So if you are not getting the PF amount into your bank account, then first check whether your bank account details are correct or not in the UAN member portal. If they are not correct, then you have to follow the below steps to receive your PF money.
1. Correct Bank Account Details at UAN Member Portal
If you have claimed your PF amount online in the UAN member portal, then correct your bank account details at the UAN portal and ask your employer to approve them. The approval process doesn’t take much time, it can be done in a few minutes.
Once your employer approves your bank account details in their employer PF portal then you need to claim your PF amount again at the UAN member portal. If you want to know the complete process then read this how to correct already approved bank account details.
2. Submit PF Reauthorization Form
For offline PF claims, if you find that your bank account details are wrong then fill a PF reauthorization form with correct bank account details and submit it to your regional EPF office along with a canceled cheque or bank passbook copy. After submission of the PF reauthorization form, your PF amount will credit into your correct bank account within 7-10 days.
3. Raise a Complaint at EPF Grievance Portal
If you still don’t know the proper reason for the non-settlement of the PF claim then you can contact the EPF grievance portal. You need to raise a grievance at the PF portal, once your grievance is registered then you can get a reply from your regional EPF office with a proper reason.
4. Use EPF Social Media Platforms
If your problem was not satisfied by the above options, then the final option is to take your problem to the EPFO through their social media platforms especially EPFO Twitter Account. Nowadays EPFO is very active on Twitter and they are addressing each and every query of EPF members so you can use their Twitter account to address your problem.
Here is the EPFO Twitter Link: https://twitter.com/socialepfo?lang=en
5. Visit your regional EPF office
If your problem is not solved with all the above options, then it is better to visit your regional PF office directly and meet the PF officer. Visiting your regional EPF Office will solve 99% of EPF claim settlement problems. If you don’t know your concerned PF office then ask your employer, they will give you the information about your concerned EPF regional office.
How Many Days It will Take to Receive PF Amount
| For offline claims | 20-30 days |
| For online claims | 3-20 days |
| After the claim settled payment & sent via NEFT message | 2-3 days |
| During bank holidays | After bank holidays. |
FAQs on PF Not Credited in Bank Account
Will Banks Return Non-Credited PF Amount into My PF Account
Yes, if your PF amount is not received in your bank account then the amount will be reversed back into your PF account within 7-10 working days. You can check the returned amount in your PF passbook.
Should I Need to Wait for Return of My PF Amount to Reclaim
It is better to wait for at least 4-5 days from the date of claim settlement, still, if you don’t receive your PF amount in your bank account then you can reclaim your PF either online or you can also submit a PF reauthorization form, irrespective of whether your PF amount returns back into your PF account or not. (Because it will be done automatically)
Do I Need to Visit Bank If My PF Amount Not Credit
No, there is no need to visit your bank. If you find your bank account details are wrong then correct them in the PF portal. In case if you have any other bank problems like an inactive bank account then you can visit your bank to resolve the issue.
How PF amount will be credited
Employee Provident Fund Organization (EPFO) sends EPF claim amount through NEFT ( National Electronic Fund Transfer). NEFT is an electronic money transfer system to transfer money from one bank account to another bank account.
The time taken for PF withdrawal depends on the NEFT timings of your bank. Earlier EPFO used to issue cheques but not the entire payment process is happening via NEFT only.
NEFT timings of some popular banks
| Bank Name | NEFT Timings | NEFT Timings |
| Monday – Friday | Saturday | |
| State Bank of India | 8 am – 7 pm | 8 am – 1 pm |
| ICICI Bank | 8 am – 6.30 pm | 7 am – 6.30 pm |
| HDFC Bank | 8 am – 6 pm | 8 am – 6 pm |
| Kotak Mahindra | 8 am – 6 pm | 8 am – 12 pm |
| Citi Bank | 8 am – 5.30 pm | 8 am – 5.30 pm |
PF Transfer Claim Settled but Not Credited
If you have submitted PF transfer form 13 either online or offline then you need to wait for at least 30 days. Once the PF transfer to your new PF account then you can withdraw it. But remember while the PF transfer process only the PF amount will transfer into your new PF account, the pension amount will no transfer, it will be saved as service history.
So if the pension amount doesn’t transfer then it is doesn’t mean that your claim is not transferred. To know more details read why my pension fund was not transferred along with PF.
PF Claim Settled But Full PF Amount Not Credited
This is another rare case where EPF members receive PF claim amount but they don’t’ get the full PF amount, it happens rarely. So before applying for a PF claim it is better to check your PF passbook so that you will have an idea about how much PF amount you will receive.
And remember if you have applied for both PF and pension by submitting PF form 19 and 10 C respectively then you will receive both amounts in a few hours gap.
Still, if you find you don’t receive your full PF amount then raise a grievance at the PF portal, they will tell you the exact reason for less PF credit.
Can I Submit PF Reauthorization Form for Online PF Claims
Yes, even for online claims also you can use the PF reauthorization form.
Also read:
Hi sir
My claim status showing settled payment sent via NEFT BUT IM NOT RECEIVE AMOUNT
sir my claim stotus showing NEFT DATE 9/9/2018 but im not receve any amount uan no 100896091545
Hi sir
My claim status showing settled payment sent via NEFT BUT IM NOT RECEIVE AMOUNT
Hi sir
My name suhel Ahmed
I’m claim status showing amount NEFT 6/9/2018 but I’m not receive any amount my bank account
Kindly Visit your nearby EPFO office and check your bank’s IFS Code, because if your PF amount is settled by EPFO and still you haven’t received your claim amount then IFS Code of your bank could be the main reason for not receiving your settelment amount. As it has been major scenario in many cases.
Sir
My name suhel Ahmed
I’m submitted claim form 8/8/2018
Today 6/9/2018 I’m not receive amount
Online status showing form 10c settlement form 19 status not available passport showing amount 0 0 and claim against para69(2)
Uan no 100896091545
Hi Suhel Ahmed,
It has already completed more than 1 month, so better raise a grievance at PF portal so that you can know the exact reason.
Hi sir
I am santosh kumar prasad
I applied for my pf claim on 21/8/2018 and on claim status it shows claim sattled and ammount sent via neft on 24/8/2018 but still the amount is not creditted in my bank account please resolve my query ASAP. although account no. And every thing is already cooretly updated.
Hi
My status is showing claim settled but returnd
What does that how do I know why it has been returned and what is ASR form ??
Hi Aishwarya,
Your claim may be rejected due to wrong bank account details. So submit ASR form with correct bank account details then again EPFO will send your claim amount to the new bank account details mentioned on ASR form. If you have claimed your PF amount online then correct your bank account details and tell your employer to approve them. Once they approve then again claim your PF amount.
Download PF Reauthorization form / ASR
Hi rajesh..same issue happens to me like aishwarya..but my eps got credited and in pf status it shows settled but returned.for both the bank account number is same right then how come pf amount settlement got this issue
hello sir same problem sir bank account wrong he 1 mohnts ho gya lekin abhi bhi setteld hi dikharha he kab tak payment epfo ko milega aur wo kab tak manunally update krene without reauthorization form
Hi Sachin,
You can correct your bank account details online at UAN portal, once your employer approves those bank account details then you can claim your PF amount again.
Hi sir
I applied for my pf claim on 3/8/2018 and on claim status it shows claim sattled and ammount sent via neft on 7/8/2018 but still the amount is not creditted in my bank account please resolve my query ASAP
Hi,
As checked in the portal, the current status is Claim Settled, but haven’t received the amount yet.
Can you please check as every details were correct
I applied for my epf withdrawal and since 14th Aug its “Claim settled” and NEFT sent as of 14th. Haven’t received amount yet. Any idea when can I expect.
Hi Uddipan Sarkar,
Generally, it doesn’t take more than 3 days, so please check whether you have given correct bank account details or not.
I called PF office. They confirmed my account number and isf code and amount. Said it has been sent for neft on 14th but due to leaves, its taking time and will be done in a day or two. So any ways to expedite the process?
Hi Uddipan Sarkar,
If you have given correct bank account details then sure you will get your claim amount, better to wait for another 1 or 2 days, still if you don’t get your claim amount then visit your PF office directly.
Thanks a lot. Will keep you posted.
Hi Uddipan Sarkar,
Did u received your PF amount..? Even my pf amount also showing sent to NEFT on 14 Aug. But still didn’t received the amount.
I have applied for PF on 16th July, My form 19 amount not yet credited. I got message on 19th July Payment sent on- 20-JUL-18 via NEFT till now the amount is not yet credited.
Hello Sir, I applied for a pf advance on 01/08/2018 through Online UAN portal. Got a status “Pf setteld and NEFT sent to bank” on 08/08/2018. Today is 14th Aug. But still not get the amount ???????? even my all details (Aadhaar card detail, PAN card detail, Bank A/C detail etc.) are filled up correctly. Kindly give me necessary advice please
I applied for PF withdrawal offline on 6th August, 2018. Was showing “under process” till 13th August. When I checked today that is 14th August, the status is showing “Status not available”.
What is meaning?
Also my PF passbook shows amount withdrawn. Status is “Status not available”. Need the cash real urgent so kindly help with the meaning of this.
hi rajesh sir
my pf claim sattled on 25/7/18
30/07 ko 6018 to aagye
dusri amount credit nahi huyi abhi tak
12000. 2/7/18
Hi
Did you get your remaining pf amount till now or not?
Hi I have applied my PF on 03 July wich was sent to field office on 4th July and claim was settled on 25 July 2018 however amt still not credit to my account, please Help..
Hi
Did you get your all pf amount or not till now.
Hello all, Atoshi dis syd.Even I am encountering a same issue where all the requisite details are appropriately mentioned in the portal.My Claim status shows “settled and amount dispatched via NEFT “on 25.7.2018. Today 31.07.2018 has 6 days and I am still waiting and absolutely clueless.The kolkata regional office says, my PF account is maintained by gurgaon hence I must contact them.More than that the EPFO grievance website reverts with a standardised response, “U’ll receive the amount shortly.” I am absolutely clueless and worries about the disbursal of the same. Please assist and guide me through the steps which I need to action now.
Regards
Atoshi
Hi Atoshi Chaudhuri,
Have you checked your bank account details which you have given during claim, because most of this kind of cases are getting delayed due to incorrect bank account details, so please check them.
I had made an online claim (Form-31 (EPF Advance)) on 02/07/2018. after that i receive msg on 13 july my claim is approve but online not show,
after 10days i was again check it show your claim is settled and Payment sent on- 25-07-18 via NEFT.
Today is 30-7-2018 BUT still i have not revived any amount.
All details (bank account, PAN, aadharcard) given are correct
please reply me.
thanks
paras singh
7310431355
Is your amount credited or not yet?
HI, i have applied for partial Withdrawal on 4th July and now the status shows as Claim Settled, kindly let me know how long it might take to transfer money to my account approximately.
Thanks in advance.
Hi Rafee,
It will take maximum 30 days to complete PF transfer process.
After ‘Claim Settled’ status or over all it takes 30 days?
As it is already 20 days from the date applied.
@ Rafee,
You have to wait for another 1 week to 10 days.
Thanks for the Clarification.
Hi… I have applied for pf withdrawal on 14th may 18 and currently status is showing claim settled and payment sent via NEFT sent on 09th Jul 18. But I haven’t recd the payment yet. Please advise how to check the status.
Hi Rajesh,
My claim was settled and the amount was sent via Neft on 11th of july, 2018. But the money still has not been credited into my account.