Uncredited PF money will return to your PF account within 4-5 days. Now immediately correct your bank details on the UAN portal and ask your employer to approve them. After approval of bank details reapply for PF, within 7-10 days you will receive your PF amount.
The main reason for not crediting PF amount is wrong bank account number (or) wrong IFSC code, so you need to correct them on the UAN portal website.
(or) Instead of updating bank details, you can also submit the PF reauthorization form to your PF office, but for this, you need to visit your PF office and employer for signatures.
I recommend you to reapply for PF online because it is an easy process.
(If your bank account is SBI, it doesn’t need employer’s approval also, for other banks employer approval is mandatory to update new bank details on the UAN portal).
EPF Claim Settlement Process
EPF members will receive their PF amount through NEFT within 1-3 working days of the bank from the date of PF claim settlement, if you don’t receive then you have to check your bank account number and IFSC code on the UAN member portal
PF claim settled means your claim was approved by the EPFO office and they sent the amount to your bank account through NEFT( National Electronic Fund Transfer).
Now depending on your bank, you will receive your PF (form 19) and pension (form 10C) amounts within 1-3 working days.
Some EPF members immediately check their bank account after getting a claim settlement message that whether the amount is credited or not. But in reality, it will take 1-3 days time to get your PF amount in your bank account, so be patient and nothing to worry, if you have given the correct bank details in the UAN member portal.
What to Do if Your PF Amount Doesn’t Credit in Your Bank Account Even After 3 Days
“There is only one reason for not crediting the PF amount in the bank account is wrong bank account details such as wrong bank account number or IFSC code.”
So if you are not getting the PF amount into your bank account, then first check whether your bank account details are correct or not in the UAN member portal. If they are not correct, then you have to follow the below steps to receive your PF money.
1. Correct Bank Account Details at UAN Member Portal
If you have claimed your PF amount online in the UAN member portal, then correct your bank account details at the UAN portal and ask your employer to approve them. The approval process doesn’t take much time, it can be done in a few minutes.
Once your employer approves your bank account details in their employer PF portal then you need to claim your PF amount again at the UAN member portal. If you want to know the complete process then read this how to correct already approved bank account details.
2. Submit PF Reauthorization Form
For offline PF claims, if you find that your bank account details are wrong then fill a PF reauthorization form with correct bank account details and submit it to your regional EPF office along with a canceled cheque or bank passbook copy. After submission of the PF reauthorization form, your PF amount will credit into your correct bank account within 7-10 days.
3. Raise a Complaint at EPF Grievance Portal
If you still don’t know the proper reason for the non-settlement of the PF claim then you can contact the EPF grievance portal. You need to raise a grievance at the PF portal, once your grievance is registered then you can get a reply from your regional EPF office with a proper reason.
4. Use EPF Social Media Platforms
If your problem was not satisfied by the above options, then the final option is to take your problem to the EPFO through their social media platforms especially EPFO Twitter Account. Nowadays EPFO is very active on Twitter and they are addressing each and every query of EPF members so you can use their Twitter account to address your problem.
Here is the EPFO Twitter Link: https://twitter.com/socialepfo?lang=en
5. Visit your regional EPF office
If your problem is not solved with all the above options, then it is better to visit your regional PF office directly and meet the PF officer. Visiting your regional EPF Office will solve 99% of EPF claim settlement problems. If you don’t know your concerned PF office then ask your employer, they will give you the information about your concerned EPF regional office.
How Many Days It will Take to Receive PF Amount
| For offline claims | 20-30 days |
| For online claims | 3-20 days |
| After the claim settled payment & sent via NEFT message | 2-3 days |
| During bank holidays | After bank holidays. |
FAQs on PF Not Credited in Bank Account
Will Banks Return Non-Credited PF Amount into My PF Account
Yes, if your PF amount is not received in your bank account then the amount will be reversed back into your PF account within 7-10 working days. You can check the returned amount in your PF passbook.
Should I Need to Wait for Return of My PF Amount to Reclaim
It is better to wait for at least 4-5 days from the date of claim settlement, still, if you don’t receive your PF amount in your bank account then you can reclaim your PF either online or you can also submit a PF reauthorization form, irrespective of whether your PF amount returns back into your PF account or not. (Because it will be done automatically)
Do I Need to Visit Bank If My PF Amount Not Credit
No, there is no need to visit your bank. If you find your bank account details are wrong then correct them in the PF portal. In case if you have any other bank problems like an inactive bank account then you can visit your bank to resolve the issue.
How PF amount will be credited
Employee Provident Fund Organization (EPFO) sends EPF claim amount through NEFT ( National Electronic Fund Transfer). NEFT is an electronic money transfer system to transfer money from one bank account to another bank account.
The time taken for PF withdrawal depends on the NEFT timings of your bank. Earlier EPFO used to issue cheques but not the entire payment process is happening via NEFT only.
NEFT timings of some popular banks
| Bank Name | NEFT Timings | NEFT Timings |
| Monday – Friday | Saturday | |
| State Bank of India | 8 am – 7 pm | 8 am – 1 pm |
| ICICI Bank | 8 am – 6.30 pm | 7 am – 6.30 pm |
| HDFC Bank | 8 am – 6 pm | 8 am – 6 pm |
| Kotak Mahindra | 8 am – 6 pm | 8 am – 12 pm |
| Citi Bank | 8 am – 5.30 pm | 8 am – 5.30 pm |
PF Transfer Claim Settled but Not Credited
If you have submitted PF transfer form 13 either online or offline then you need to wait for at least 30 days. Once the PF transfer to your new PF account then you can withdraw it. But remember while the PF transfer process only the PF amount will transfer into your new PF account, the pension amount will no transfer, it will be saved as service history.
So if the pension amount doesn’t transfer then it is doesn’t mean that your claim is not transferred. To know more details read why my pension fund was not transferred along with PF.
PF Claim Settled But Full PF Amount Not Credited
This is another rare case where EPF members receive PF claim amount but they don’t’ get the full PF amount, it happens rarely. So before applying for a PF claim it is better to check your PF passbook so that you will have an idea about how much PF amount you will receive.
And remember if you have applied for both PF and pension by submitting PF form 19 and 10 C respectively then you will receive both amounts in a few hours gap.
Still, if you find you don’t receive your full PF amount then raise a grievance at the PF portal, they will tell you the exact reason for less PF credit.
Can I Submit PF Reauthorization Form for Online PF Claims
Yes, even for online claims also you can use the PF reauthorization form.
Also read:
माझ्याकडे ऑनलाइन पोर्टलमार्फत विनंती आहे आणि मी 30 March 2020 रोजी विनंती सबमिट केली
याक्षणी स्थिती प्रक्रियेत दर्शवित आहे.
ऑनलाईन 3 दिवसात होईल असं Covid 19 फॉर्म भरला तर येईल
आपल्याला हे माहित आहे की ही प्रक्रिया किती दिवसात पूर्ण होईल.
उना क्रमांक 100962612315
MY NAME IS Pankaj Pandey, UAN NUMBER IS 101291273363, PF CLAIM ALREADY SETTLED ON DATED MY BANK ACCOUNT NUMBER CORRECT IN online CLAIM FORM, BUT AMOUNT IS NOT Credited IN MY ACCOUNT.
My pf amount is settled on March 2020 but still now amount is not credited in my bank account
MY NAME IS SUDESH RAO T, UAN NUMBER IS 101066001645, PF CLAIM ALREADY SETTLED, BUT MY BANK ACCOUNT NUMBER NOT CORRECT IN CLAIM FORM, THEN CORRECT BANK ACCOUNT CHANGE IN KYC, AFTER I RE SUBMIT THE CLAIM FOR, ITS NO PROBLEM
If your employer approves your new bank account details then you can claim your PF amount, after your employer approval your new bank account details will visible in digitally approved section of KYC in UAN member portal.
My pf amount is settled on 17 jan 2020 but still now amount is not credited in my bank account
My claim is showing settled but i didn’t received amount in my bank account, even i cross verified my bank account and there is no issue with bank account.
Previous PF transfer Claim submitted But Full PF Amount Not get transferred to present pf account.
I have raised online request to transfer previous pf into present but the transferred has not done correctly, while checking on passbook the amount is still showing on it and the status is showing Claim has been Settled, when I’m trying to resubmit again, it says claim has already summited. I’m very frustrated for a long time still the amount is in that pf account.
Hi, I have received msg from PF office that amount will be credited in 3working days but now its almost 10days and i have not received my claim amount and in pass book its showing claim settled via NEFT but i have not received any amount yet. although the Bank details and mob no. everything is correct.
Can anybody please help me on this Please.
Maze claim settle Zale aahe parantu maza account number galat zalya made paise khatyat aale nahi Kay karave lagel
my PF amount has been settled on 22nd Nov’19. I have checked the passbook from there also the amount has been deducted. NEFT date is 22nd Nov. Today is 27th Nov’19, still i have not received the PF amount in my bank. How many days it takes to deposit the money. If PF amount is deducted from my passbook records, If NEFT has also been done, then where is the money gone. bank A/c number and IFSC is also correct. Some one plz suggest what has to be done???
My pf amount is settled on 21st Nov but still now amount is not credited in my bank account
29 th oct 2019 coming msg after 3 working day credited to in your account. and another msg 5 th november 2019 3 working days 3 working day credited to in your account . but Still today not coming in ammount please suggest me,
My bank details are correct but still I didn’t received amount Nov 15th 2019 is my NEFT dispatched date till now not received please. Suggest me
2 dec 2019 coming msg after 3 working day credited to in your account. not coming in ammount please suggest me,
Reply
My EPF amount settled on 8th November 2019 But amount is not credited to my account.
I got massage from epf against pf settled amount credit in your account in 2 to 3 working days but still amount not reflect in my account.
Suggest me what can I do.
And also bank details is ok
Hi Ravi,
Generally, it will take 2-3 days to credit your PF amount in your bank. If your bank account details are correct then soon you will get your PF claim amount.
Hi this is rakesh I have applied pf for 4 times , 3 times its get credited but those 3 times ifsc code are same bank also same , Last time I applied but different branch same bank only ifsc code changed a/c no same only . Pf it shows claim settled but amount not credited
Hi Rakesh,
Both bank account number and IFSC code must be correct to receive your PF claim amount.
Hi Rakesh, have you received your of amount, as I have same issue. Kindly let me know.
I raised an Online claim and all details were double checked and correct. Still got the settled by NEFT but returned status. What next? Do I submit a reauthorization form or wait for the amount to get back to my account and reapply?
Hi Leovy J Wylde,
Before reclaiming or submitting the PF reauthorization form raise a grievance at PF portal , so that you will know the exact problem.
Hi,
my claim is showing settled but still didn’t received amount in my bank account,even my bank detail is corrected, claim settled on dated 14/Oct/2019 and today’s is 19/Oct/2019 but amount not credited, what should i do.Please suggest, How many day’s take for the credit the amount…?
I have a same problem please what can I do
I have applied for pf online claim but due to incorrect bank details even though claim is settled it got returned.How many days will it take to return back to my epf account and the amount can be viewed in pass book.
Hi Priya,
Maximum 15 days. Keep checking your PF passbook.
Hi sir,
my ctc is 24014,
basic is 11726
hra 4600
conyen allo 1600
medical all 1250
spcl all 2961
tele all 700
books 500
edu allo 677
How will my employer share and employee share of PF be calculated after deductions?
Please help…
Hi my claim is showing settled but i didn’t received amount in my bank account, even i cross verified my bank account and there is no issue with bank account
Dispatch Date 24th July 2019 and today its 29th July 2019, how long it will take can you help me what should i do
I too have been going through the same situation, don’t worry about it, I contacted their customer service via Toll Free Number and as per them the NEFT is done via cheque, which can take 7-10 working days for the PF amount to Reflect in your Bank account.